If you were insured under a Pennsylvania insurance policy issued and/or renewed by ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE INSURANCE COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY, ENCOMPASS INSURANCE, ESURANCE INSURANCE COMPANY AND ESURANCE PROPERTY AND CASUALTY INSURANCE COMPANY (“ALLSTATE COMPANIES”) who had a household exclusion provision in their Pennsylvania motor vehicle insurance policies providing Uninsured Motorist (“UM”) and/or Underinsured Motorist (“UIM”) coverage during the relevant time period, a class action settlement may affect your rights.
September 20, 2021 — Opt-outs deadline
September 30, 2021 — Claim Forms will be sent to Class Members
November 15, 2021 — Claim Form filing deadline
June 23, 2022 at 2:00 p.m. — Fairness Hearing
- A Settlement Class has been certified by the United States District Court for the Eastern District of Pennsylvania in a lawsuit brought by Plaintiff, Kayla Stockdale. Class Members received Notice because, according to Allstate’s records, they submitted a claim for UM or UIM benefits to one of the Allstate Companies which Allstate denied after January 23, 2015 by reason of the “household exclusion” in the Allstate Policy under which claim had been made. UM/UIM benefits are monies that are paid to compensate persons for injuries sustained in a motor vehicle accident caused by an uninsured motorist, i.e., a driver who has no insurance, or an underinsured motorist, i.e., a driver who does not have sufficient insurance to compensate you for your injuries.
- The Settlement Class consists of all Persons who submitted UM or UIM claims to any of the Allstate Companies which claims were denied after January 23, 2015 by reason of the “household exclusion” in the Allstate Policy under which claim had been made. Class Members include all such Persons where: (a) the named insured had not waived inter-policy stacking; (b) a claim was made for recovery of UM or UIM coverage under the policy; and (c) the claim for recovery of UM or UIM coverage was denied by any of the Allstate Companies by reason of the household exclusion after January 23, 2015. Excluded from the Class are: (a) Persons whose claims were asserted after January 23, 2019 by individual insureds, through their own counsel; (b) Persons who opt-out of the Settlement; and (c) persons employed by Allstate or any parent, subsidiary or affiliate.
- If the Court grants final approval and there is a final non-appealable judgment and dismissal of this action with prejudice, Allstate has agreed to pay UM and UIM coverage benefits up to a total of $3,225,000.00, collectively, to members of the Settlement Class who do not opt out and whose claims are timely submitted and qualify for payment. The payment to any individual Class Member will not exceed the Policy Declaration Value for UM/UIM coverage on the Allstate policy in question.
|YOUR LEGAL RIGHTS AND OPTIONS IN THIS LAWSUIT:|
Ask to be Excluded (“Opt-Out”) by September 20, 2021
If you opt out, you will not receive any settlement monies and will not be bound by the Settlement, including the release of claims against the Allstate Companies.
If you do not opt out of the Settlement, you will be considered a member of the Settlement Class and will be eligible to have your claim evaluated for the possible payment of settlement monies.
Continue as a Class Member and Submit a Claim Form after September 30, 2021 and Return by November 15, 2021.
All Settlement Class Members who do not opt out will be eligible to submit specific information regarding the motor vehicle accident and the injuries sustained in it for evaluation by Allstate and the possible payment of UM or UIM monies. If you do not agree with Allstate’s evaluation or the amount of money which Allstate offers to pay you for your injuries, the claim will be assigned to a Special Master appointed by the Court to render a final determination.
If you do not opt out of the settlement, you will be provided a Claim Form after September 30, 2021. You will be asked to sign that Claim Form and to submit it to Allstate and Class Counsel by November 15, 2021 for a determination of whether your claim qualifies for payment and, if so, the amount of payment.